Offering Tiny Home And Park Model Insurance
Mary Ponsness agency is a full service insurance agency in Moses Lake, Washington. We welcome Mary and Dave Ponsness and her team to Tiny House Alliance USA and thank them for supporting our nonprofit as a commercial member. Mary offers insurance services in Washington state, Oregon, and Idaho.
About Mary Ponsness Insurance Agency
A Message From Mary And Dave
As your local Farmers® agent in Moses Lake, WA, we help our customers like you understand your insurance coverage and identify your needs. We understand the importance of protecting your assets today and in the future. With our personal one-on-one service, we are here to serve you. While we are based in Moses Lake, we actively service all of Washington and Oregon.
Dave and I are very active in our community and our church. We both have extensive experience in the insurance industry having worked with medical insurance. We have expanded our knowledge and education now to include auto, home, renters, business, farms, commercial, health and now tiny homes.
We prefer to think of ourselves in the asset protection business rather than insurance sales. We provide guidance and education for our customers so that they can make an informed decision on how to best protect what they have worked so hard to achieve.
Insurance Coverage Includes:
Photo Courtesy: Seattle Tiny Homes
Auto
Home
Life
Renters
Business
Motorcycle
RV
Condo
Umbrella
Tiny Homes
Coverage For Tiny Homes Include Tiny Houses On A Foundation, A Tiny House On Wheels And An Accessory Dwelling Unit.
Washington State
Oregon
Idaho
Photo Courtesy: Wolf Industries
Mega Tiny Homes
Tiny IDA Homes
Why Insure Your Tiny Home?
Tiny homes range in the cost from $30,000 to $150,000 to build, if not more. Insurance will help you protect your investment. Whether you plan on placing your tiny home on property or moving it, having insurance protection is critical. If your tiny home is financed, insurance will be a requirement. Even if insurance is not a requirement, it is always wise to get insurance, especially for tiny homes on wheels, to be protected from theft.
Photo Courtesy: Tru Form Tiny
What Type Of Coverage Is Available For Tiny Homes?
Structure
Liabilty
This is the amount is would cost to rebuild the home, if a total loss were to occur.
Covers injuries and our/property damage to another person caused by an accident caused in an accident that you might be at fault.
Medical Payment
Collison
Covers medical payments when a guest is injured on your property regardless of fault.
Damage caused to the home due to an accident.
Transport and additional overages available depending on use, style, builder and certification.
Special Discounts Could Apply To Builders Certified By NOAH, RVIA, Bildsworth, and Pacific West Associates
Photo Courtesy: Tiny Heirloom
